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In many cases, the content resembled that of the marketplaces found on the dark web, a group of hidden websites that are popular among hackers and accessed using specific anonymising software.โWe have recently been witnessing a 100 per cent-plus rise in Telegram usage by cybercriminals,โ said Tal Samra, cyber threat analyst at Cyberint.The rise in nefarious activity comes as users flocked to the encrypted chat app earlier this year after changes to the privacy policy of Facebook-owned rival WhatsApp prompted many to seek out alternatives.
In general, many financial experts support their clientsโ desire to buy cryptocurrency, but they donโt recommend it unless clients express interest. โThe biggest concern for us is if someone wants to invest in crypto and the investment they choose doesnโt do well, and then all of a sudden they canโt send their kids to college,โ says Ian Harvey, a certified financial planner (CFP) in New York City. โThen it wasnโt worth the risk.โ The speculative nature of cryptocurrency leads some planners to recommend it for clientsโ โsideโ investments. โSome call it a Vegas account,โ says Scott Hammel, a CFP in Dallas. โLetโs keep this away from our real long-term perspective, make sure it doesnโt become too large a portion of your portfolio.โ In a very real sense, Bitcoin is like a single stock, and advisors wouldnโt recommend putting a sizable part of your portfolio into any one company. At most, planners suggest putting no more than 1% to 10% into Bitcoin if youโre passionate about it. โIf it was one stock, you would never allocate any significant portion of your portfolio to it,โ Hammel says.
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